Dash cams are becoming more popular across California, but many drivers wonder—will installing one actually lower your insurance premium? Here’s the reality.
Insurance Discounts: Rare, but Possible
Unlike some other countries, U.S. insurance companies (including in California) don’t typically offer direct discounts just for having a dash cam. But don’t let that discourage you—dash cams can still save you money in other ways.
How Dash Cams Indirectly Save You Money
1. Prove You Weren’t at Fault:
• In accidents, dash cam footage can prove you weren’t responsible, preventing rate hikes.
2. Fight False Claims & Fraud:
• California is notorious for staged accidents and insurance scams. A dash cam protects you.
3. Safer Driving:
• Knowing you’re being recorded tends to make you a more cautious driver, reducing the risk of accidents.
Will Discounts Become More Common?
It’s possible. Insurers are always exploring ways to lower risk, and as dash cams become more mainstream, companies might start offering small discounts. Until then, their real value is protecting you from unfair claims.
Want it installed hassle-free? Book a mobile install today with Dash Cams SD.
